Aktia Bank plc Stock Exchange Release 27 November 2008 at 2 p.m.

Aktia Real Estate Mortgage Bank plc: Choice of Home Member State under the European Transparency Directive (2004/109/EC)

Aktia Real Estate Mortgage Bank plc has chosen the Grand Duchy of Luxembourg, where the bank's covered bonds are admitted to public trading, as home Member State relating to its obligations to disclose ongoing and periodic information, as set out in the European Transparency Directive (2004/109/EC).

For further information, please contact: Mr Martti Porkka, CEO, Aktia Real Estate Mortgage Bank, tel. +358 10 247 7201 Mr Berndt Hertsberg, legal counsel, Aktia Bank plc, tel. +358 10 247 6297

From: Outi Fagerlund, Communication Officer, Aktia plc, tel. +358 10 247 6294

Distribution: Helsinki Stock Exchange The media

This announcement was originally distributed by Hugin. The issuer is solely responsible for the content of this announcement.

Aktia Oyj

http://www.aktia.com

Stock Identifier: XHEL.

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